Low rates
and fees. Better than
online or direct lenders
Lower rates and fees
for your loan. Carolyn has preferred status and lower rates with Top Lenders.
Loan brokers have some discretion in what they charge. Carolyn is more
competitive because she has her own office, which allows her to take more
control over pricing, and she prefers to make less money on each loan. Carolyn's
found that giving borrowers a lower cost gives her more business. Although
many loan brokers tend to gouge borrowers, Carolyn can earn a good living
by being fair with the borrower
Since borrowers don't know any of lender sources, they make a choice at random,
or they go looking for a "great rate". They get a "great rate", but it turns
out they get misled with higher fees, points, higher actual rate, or prepayment
penalties. Or they go to a local bank that takes 60 days for a 30-day escrow.

Since borrowers don't know the
pitfalls, this can hurt the borrower. Buying a home is a major decision;
you haven't made a purchase in years, so you don't know what to do. Why put
yourself in the position of being a loan expert, this just creates anxiety
at a stressful time
You were referred to Carolyn by someone who wants you to be happy, Carolyn
has the choice of hundreds of lenders. Each borrower has different needs,
qualifying requirements, down payment requirements and credit history. Certainly
Carolyn's loan consultation will help you choose the best lender, and have
these lenders competing to get you the best rates.
How do you know who will
really get you the best rates?
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|
Use a loan
broker that claims the offer best rates, but has no risk if they mislead
you. |
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Use Carolyn
who has a lot of top realtors telling you she is your best option.
These realtors and Carolyn have their reputations on the line. |
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